Are you ready to buy a home? Not just financially, but prepared to make major decisions quickly? To go through periods of waiting and uncertainty? As with many things in life, you won't really know how much is involved in something until you've been through it. And unless you go through it often, it's easy to be thrown for a loop when unexpected circumstances arise.
Most first-time buyers recognize that they are not familiar with all the ins and outs of a home purchase, and welcome any guidance. I've helped many clients by providing a written overview of the process, along with discussions of strategy, what-if scenarios, and answering plenty of questions which crop up along the way.
Many home buyers already have some experience with the process, having gone through it when purchasing their current home, but may not realize how much has changed in the intervening years. A refresher is often helpful, and there still may be many questions.
Yet other buyers have...

Selling your home is always a major undertaking. When you need the funds from the sale in order to purchase your next home, though, the pressure certainly goes up a notch. Or two. If the thought of facing this scenario gives you the jitters, you're not alone. Most people consider moving one of the most stressful events in life, and with so many interdependent factors at play during a simultaneous sale and purchase, it's not hard to imagine what could go wrong. That's why having professional guidance is so important. I've experienced this situation with a number of clients over the years, and here's what I've learned:
FEAR HOLDS PEOPLE BACK

One of the most frequent questions that homeowners ask me is: What do I have to do in order to get my home ready to sell?
The answer depends on your willingness and ability to clean, repair and update your home, balanced against how much you intend to profit from the sale. Sure, it's entirely possible to sell a property with an old roof, leaky pipes and hideous flooring. But the sales price, in that case, is going to be far from top dollar.
As the market shifts, both buyers and sellers are adjusting their expectations. The brutally compe...
If "BUY A HOUSE!" tops your list of New Year's resolutions, then you are probably aware of the fierce competition facing buyers today. Are you prepared to do what it takes to stick to that resolution? Here are 7 Dos and Don'ts to help you reach your goal.
- DO know your buying power. This starts by having an in-depth conversation with a lender to obtain your pre-approval. They should be aware of not only your current financial status, but also your history. The more they know, the better they can help you, so choosing the right person to work with is extremely important.
- DON'T buy anything major until after the keys are in your hand. The underwriters will watch for changes to your account bala...